Deposit Accounts
Our rates are extremely competitive and our customer service is second-to-none. Our customers are treated as friends.
E-CHECKING ACCOUNT
Average Balance| Charge Per Statement Cycle |
|
|---|---|
| $500.00 and over | FREE |
| Less than $500.00 | $3.00 plus 10¢ per debit over 30 |
| Online Banking | FREE |
| Bill Pay | FREE |
| E-Statements & Images | Required |
| Interest Bearing | N/A |
REGULAR CHECKING ACCOUNT
| Average Balance | Charge Per Statement Cycle |
|---|---|
| $1,000.00 and over | FREE |
| $500.00 to $999.99 | $4.00 plus 10¢ per debit over 30 |
| Less than $500.00 | $5.00 plus 10¢ per debit over 30 |
| Online Banking | FREE |
| Bill Pay | FREE |
| E-Statements & Images | FREE |
| Interest Bearing | N/A |
| Regular checking is free to senior citizens (age 55 and over) and students through college | |
SUPER NOW CHECKING ACCOUNT
| Average Balance | Charge Per Statement Cycle |
|---|---|
| $2,000.00 and over | FREE |
| Less than $2,000.00 | $5.00 plus 10¢ per debit over 30 |
| Online Banking | FREE |
| Bill Pay | FREE |
| E-Statements & Images | FREE |
| Interest Bearing | Variable Rate |
| *Interest paid on checking balances. | |
Monthly service charges on Business Checking Accounts will be calculated as follows:
| Maintenance | $5.00 |
| Items Paid | 10¢ per item |
| Transit Items Deposited | 06¢ per item |
| An earnings allowance against accumulated service charges based on average balances in the account will be calculated on a monthly rate set by the bank. | |
SAVINGS ACCOUNT | |
| Charge Per Quarter | |
| Per withdrawal in excess of 6 per quarter | 50¢ each |
| Online Banking | FREE |
| E-Statements & Images | FREE |
| Interest Bearing | Variable Rate |
MONEY MARKET | |
| Account limited to six (6) debits per month. | |
| Average Balance | Charge Per Statement Cycle |
| $2,500.00 and over | FREE |
| Less than $2,500 | $5.00 |
| Online Banking | FREE |
| E-Statements & Images | FREE |
| Interest Bearing | Variable Rate |
Available for various periods of time at varying rates of interest. Contact Adams County Bank for current rates.
| Cashier's Checks | $5.00 per check |
| Money Orders | $3.00 per check |
| Stop Payments | $15.00 per stop payment order |
| Collection Items Outgoing | $15.00 plus registered mail fees on coupons or bearer bonds |
| Collection Items Incoming | $10.00 per item |
| Overdrafts | $12.00 per item (Overdraft created by check, in person withdrawal, or other electronic means) |
| Overdrawn Accounts | accounts overdrawn seven (7) days or more will be charged $15.00 weekly fee |
| Returned NSF Items | $12.00 per item (Items returned to payee because of insufficient funds) |
| Return Items | $3.00 per item (Checks deposited by you and returned by drawer’s bank for insufficient funds) |
| Reconciliation of Accounts | $25.00 per hour (Charged for all reconciliations after the first time) |
| Record Reproduction | $25.00 per hour plus 25¢ per copy (payable on delivery) |
| Dormant Account Fee | $5.00 per month |
| Copy Service | 10¢ per page |
| Wire Transfers Incoming | N/A |
| Wire Transfers Outgoing | $15.00 per wire |
| International Wire Transfers Outgoing | $30.00 per wire |
| Preauthorized Automatic Transfers | $1.00 each |
| Garnishments | $25.00 each |
| Safe Deposit Box Lock Drilling | $150.00 per box |