Deposit Accounts2017-11-06T12:52:09+00:00

Deposit Accounts

Our rates are extremely competitive and our customer service is second-to-none. Our customers are treated as friends.

E-CHECKING ACCOUNT

Average BalanceCharge Per Statement Cycle
$500.00 and overFREE
Less than $500.00$3.00 plus 10¢ per debit over 30
Online BankingFREE
Bill PayFREE
E-Statements & ImagesRequired
Interest BearingN/A

REGULAR CHECKING ACCOUNT

Average BalanceCharge Per Statement Cycle
$1,000.00 and overFREE
$500.00 to $999.99$4.00 plus 10¢ per debit over 30
Less than $500.00$5.00 plus 10¢ per debit over 30
Online BankingFREE
Bill PayFREE
E-Statements & ImagesFREE
Interest BearingN/A
Regular checking is free to senior citizens (age 55 and over) and students through college

SUPER NOW CHECKING ACCOUNT

Average BalanceCharge Per Statement Cycle
$2,000.00 and overFREE
Less than $2,000.00$5.00 plus 10¢ per debit over 30
Online BankingFREE
Bill PayFREE
E-Statements & ImagesFREE
Interest BearingVariable Rate
*Interest paid on checking balances.

Monthly service charges on Business Checking Accounts will be calculated as follows:

Maintenance$5.00
Items Paid10¢ per item
Transit Items Deposited06¢ per item
An earnings allowance against accumulated service charges based on average balances in the account will be calculated on a monthly rate set by the bank.

SAVINGS ACCOUNT

Charge Per Quarter
Per withdrawal in excess of 6 per quarter50¢ each
Online BankingFREE
E-Statements & ImagesFREE
Interest BearingVariable Rate

MONEY MARKET

Account limited to six (6) debits per month.
Average BalanceCharge Per Statement Cycle
$2,500.00 and overFREE
Less than $2,500$5.00
Online BankingFREE
E-Statements & ImagesFREE
Interest BearingVariable Rate

Available for various periods of time at varying rates of interest. Contact Adams County Bank for current rates.

Cashier's Checks$5.00 per check
Money Orders$3.00 per check
Stop Payments$15.00 per stop payment order
Collection Items Outgoing$15.00 plus registered mail fees on coupons or bearer bonds
Collection Items Incoming$10.00 per item
Overdrafts$12.00 per item (Overdraft created by check, in person withdrawal, or other electronic means)
Overdrawn Accountsaccounts overdrawn seven (7) days or more will be charged $15.00 weekly fee
Returned NSF Items$12.00 per item (Items returned to payee because of insufficient funds)
Return Items$3.00 per item (Checks deposited by you and returned by drawer’s bank for insufficient funds)
Reconciliation of Accounts$25.00 per hour (Charged for all reconciliations after the first time)
Record Reproduction$25.00 per hour plus 25¢ per copy (payable on delivery)
Dormant Account Fee$5.00 per month
Copy Service10¢ per page
Wire Transfers IncomingN/A
Wire Transfers Outgoing$15.00 per wire
International Wire Transfers Outgoing$30.00 per wire
Preauthorized Automatic Transfers$1.00 each
Garnishments$25.00 each
Safe Deposit Box Lock Drilling$150.00 per box